What the optimizer does (and doesn't)
It filters every primary weapon to what your levels and ticked tracks allow, prices out a full kit around each one — magazine, two stacks of matching ammo, the best armor and helmet the leftover money buys, a backpack that fits and a sidearm if cash remains — throws away anything that fails validation, and ranks the survivors: weapon score (perfect-aim TTK model, reach, handling, weight, price) plus armor bonuses. The bank reserve keeps you from deploying a kit you can't afford to lose: at the default setting a kit costs at most a quarter of your bankroll. Alternates come with honest trade-off lines, and a preferred weapon set in your profile always gets its own kit shown alongside the system pick — the tool suggests, you decide.